Not all consumers will qualify for a loan or for the maximum loan amount. Get 20 years of historical annual bank non-interest income charts for CIVB stock and other companies. Use the IRS2Go mobile app or the Wheres My Refund? Information in the ACH Batch Header Record can be used to identify an IRS tax refund, as follows: Yes, an RDFI may post IRS tax refunds received through the Automated Clearing House (ACH) network using the account number only. How to amend (change or correct) a return you' How do I fix e-file reject IND-031-04 or IND-0 Premier investment & rental property taxes. When using an ATM, be aware of your surroundings. Watch for my complete answer below explaining more about how that works. IRS does permit and has the operational capability to direct a tax refund to a single account or split into different accounts that are in the taxpayer's name, the spouse's name, or both if it is a joint account. 5 Available to tax professionals enrolled in our Standard Refund Transfer program that processed 40+ Refund Transfers in the previous tax season. The IRS and Fiscal Service are currently using several different programs or processes to prevent or identify fraudulent returns as early in the process as possible. No more special trips to your institution to deposit your check a nice feature if you are busy, ill, away from home, located far from a branch or in a place where parking is hard to find. The fraudulent return will show a large refund, which the thief will deposit. Consider some financially smart options when deciding how to use your tax refund money this year. So I received a deposit in my bank that says External Deposit TPG PRODUCTS ORIG GREEN DOT BANK - SBTPG LLC. But in both cases, the information or money goes to a tax scammer instead. endstream endobj 2487 0 obj <>stream If an individual owes money to the federal government because of a delinquent debt, Treasury Fiscal Service can offset the individual's tax refund. JavaScript Disabled Find COVID-19 vaccines near you. 6 open jobs for Tax lawyer in Citeureup. Civista Banking is one of 2 banks used for the refund processing service if you chose to pay the Turbo Tax fees out of your Federal refund. Let Civista's Treasury Management team assist in reviewing your account controls and provide risk management tools. This isn't about the $20 anymore. Nunc ut sem vitae risus tristique posuere. If you have several years of unpaid taxes and have not responded to multiple letters, the IRS may call you or visit in person. Early Tax Season: January 2 thru January 27. We reduced the cost to taxpayers in 2022 and costs are staying the same for 2023. Refund Transfers are not loans. More. Set up a fraud alert or credit freeze at the three credit bureaus. tool. You may also call the Federal Trade . And I should have said they don't just charge you. 2 Pre-ACK Fast Cash Advance available Jan. 2. IRS tax refund deposit must be received by 5/31/23. High loan approval rates means you enjoy more happy clients and more positive word of mouth. If you get a call from someone saying theyre with the IRS, ask for a reference number. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer's tax refund. Instead, log into your IRS account to see the status of your benefits. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post. Please read Instead, press 2 for personal income tax. Thats why Civista Bank provides a wealth of tools to help better utilize your resources and increase overall business efficiency. Then, we'll maximize your refund! Taxpayer info. If you have a big purchase coming up, consider setting your tax refund aside to help you reach your savings goal. Imagine the inconvenience and financial consequences from stolen checks and fraudulent account access to name just a few. You agree that the total fees charged by your tax preparer for preparing your 2015 tax return are correctly itemized . Yes. Tax refund is available the same day the IRS issues the automated payment . I've tried contacting TurboTax for the reason why I am . Just a little nervous is this a legitimate check? Websites using https in the address bar indicate a secure site. Some of the more common scams are PPPfraud and people claiming you're due extra or overdue stimulus payments or unemployment checks.. Lastly, the IRS, Fiscal Service, the Network Branded Prepaid Card Association, and prepaid card providers continue to meet on a recurring basis to find ways to identify and prevent fraudulent refund payments from being made to a prepaid card account. F Tax season is full of scams. Safe & convenient . Tax refund scams are a type of financial fraud where criminals impersonate IRS agents or other government representatives and attempt to trick you into sending them personal information or giving them access to your tax refund., Tax scams are lucrative for scammers because few of us have experience dealing with the IRS. RDFIs seeking more information or which are interested in program participation should contact NACHA directly at 703-561-1100 or by email at info@nacha.org. If you chose to pay your TurboTax fees out of your Federal refund, - Chase Bank. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, Click here to close the Online Banking Modal, Click here to scroll back to the top of the page, Click here to close the quick links modal. Yes, if you chose to pay product fees through them. And once they have your information, it opens the door to other frauds and even identity theft.. But its only available for taxpayers who meet a specific set of criteria.Scammers will make big promises and charge for assistance to apply to the program, even if youre ineligible. To begin the identity theft reporting process, use the universal ID Theft Affidavit at https://www.identitytheft.gov to have a fraud alert placed on your credit file. If you work with a tax preparer, vet them properly and avoid anyone who claims theyll be able to get you a large refund (before seeing your information).. Thank you so much! A) Selective grouping B) Perception C) Personality D) Self-actualization E) Learning. There has never been an issue until Santa Barbara Tax Products Group and Turbo Tax handled my money. Tax Refund Frequently Asked Questions. What companies are hiring for tax lawyer jobs in Citeureup? You can check the status of your refund using IRS Wheres My Refund? This workgroup was responsible for developing the opt-in program using the R17 return code and the External Leads Program. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Its one of the most critical functions for business success. Paying down your line of credit? Direct Deposit - $29.95 bank fee plus olt.com fees when filing a Federal return or Federal and State return together. I worked for the I.R.S. You can also search for them in the official IRS directory., How it works: If you get an email from the IRS demanding you send a tax form, beware. 1 Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. [oiJmK`OQqZc5z^@9T7^trU!LY#YJlpH bmn!vl}[8kl$XXGx~Y?+:^.go]4{H/Y . ;e Related: Someone Claimed Unemployment in My Name. HMN0.Pc=HH,K Xp}^'@jg&b|!_Nr Our treasury management services are designed to help you reduce fraud risk and manage your receivables and payments with greater efficiency. Learn more about how we help protect your personal and financial information, and ways you can help protect yourself. However, the RDFI is not obligated to ensure that IRS originates refunds in compliance with this requirement. The score you receive with Aura is provided for educational purposes to help you understand your credit. Years in Business: 32. Business Started: 1/1/1991. 1 This product provided by Santa Barbara Tax Products Group, LLC enables certain deductions from the account to be processed. During the call, the agent will introduce themselves by name and will never threaten or demand immediate payment.If an agent visits in person, they will have a government ID badge known as an HSPD-12. 2478 0 obj <> endobj To log in, choose the taxpayer portal at:https://www.sbtpg.com/. The third party processor will deduct the TurboTax fees plus the service charge and then attempt to direct deposit the remaining refund balance into the account that you entered on your tax return. These requirements include that the card provide pass-through federal deposit insurance; that the card account is not attached to a line of credit upon which repayment is triggered by delivery of a federal payment; and that the card provide the consumer protections that apply to payroll cards under Regulation E. Yes. Santa Barbara Green Dot continues to hold my refund. You can start checking on the status of your tax return within 24 hours after we have received your e-filed return or 4 weeks after you mail a paper return. That bank gets your refund first from the IRS. What made you say it was a scam. When . If you move without changing financial institutions, you will not have to wait for your check to catch up with you. Fees and limitations apply. File 2018 Tax Return. $39.95 incentive paid by 6/30 . vp7yvnBZ*=9zy=ZSJq4o/'c\AO~px9/}h9wGX SAMPLE PERSON Address City, State ZIP Phone 56-163/412 CIVISTA BANK 303 HOWARD DRIVE SANDUSKY, OH 44870 0000 03/02/2023 A041201635A 0000000000C 0000. Please notify us at 800.604.9368. Taxpayer Alert: DO NOT VERIFY YOUR OWN CHECK Check cashing institutions will not cash a check that has already been verified Yes. Can someone steal your identity if they have your ID? **, **Say "Thanks" by clicking the thumb icon in a post. How does it work? This serves as a password to verify your real identity and prevent an impostor from filing in your name. What Should I Do? Sun: 8am - Noon . Never click on a link from an unknown source. if you chose to have your TurboTax fees deducted from your federal refund then the banking information on the tax form is the information to send your refund to the third party bank. Youll get a call or text from someone posing as an IRS agent. Refund Transfers are not loans. ath Power Consulting was compensated by Aura to conduct this study. It's my tax refund but it's missing over 700 dollars and I owe no taxes, my TurboTax fees for federal was only supposed to take 117 and I paid my state from my own wallet. Description. Friendly or familial identity theft, Unemployment and government benefits identity theft, Account takeovers (social media, email, etc. If you pick this option you will have your tax preparation fees deducted directly from your refund and receive your refund by direct deposit to your bank account within less than 21 days* after you file your tax return. Taxpayers who exceed the limit will receive an IRS notice and a paper refund. The caller may give you a badge number, which can be fake, or even know your SSN, which can be stolen. This is not my account information. Are you getting a tax refund this year? Then that's your tax refund. If you have a smartphone, add your Civista debit card to your. Full access to plan features depends on identity verification and credit eligibility. Add file or drop files here. Work with an expert Deadlines and extensions Print or save Tax payments Tax forms. - Opens the menu. If you chose to pay your TurboTax fees out of your Federal refund, your funds will first go from the IRS to a temporary account at an intermediary bank--either Civista Bank of Sandusky, Ohio, or Green Dot Bank. RapidRefund.net also offers a direct deposit with payment by credit card payment option. Fees for other optional products or product features may apply and will be disclosed at the time of application. Dont have a savings? My federal refund check was sent back by my bank due to insufficient banking information. In January 2013 NACHA, The Electronic Payments Association, implemented an opt-in program at the request of IRS and Treasury Fiscal Service to allow RDFIs to more easily reject refunds if the name did not match the account number and/or if the financial institution suspected fraud. If you are still unable to resolve the login problem, read the troubleshooting steps or report your issue . **Disclaimer: Every effort has been made to offer the most correct information possible. We will be glad to help you open a new checking account as a result of suspected fraud. Direct Deposit combined with IRS e-file provides taxpayers with the fastest and safest way to receive refunds. Mon-Fri: 6am - 5pm. How to check my refund status with IRS; See all 9 articles Checks. Your the ones who put MY money in their hands!! Yes. We issue most refunds in less than 21 calendar days. They replaced my acc & rout number with theirs. They pretend that they couldn't deposit your check electronically because your bank account information was off. Civista Bank and the term "Servicer" refers to Santa Barbara Tax Products Group, LLC. Make sure you are prepared for emergencies. Upon receipt, Treasury Fiscal Service will cancel the direct deposit payment and advise IRS. U12qu,KdR"CB+:n>kCu %J21dXfqmig& Z=+5VQg!AW !l Once the IRS has released your funds, you can log in to your temporary account at SBTPG to see the status of your funds. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. By the way, I carefully checked my tax return and routing and account numbers were correct. Opt-in for text alerts or learn more about Civista FraudEYE. V ?;4Bd. You spend another half hour with Turbo Tax for them to tell you they have no record of a $20 charge and you need to call Santa Barbara Tax Group! This AZ Index lists all Fiscal Service content. Therefore, your review page is showing a Direct Deposit to them. All loans have an Annual Percentage Rate (APR) of 35.99%. Consider paying down your mortgage or making improvements or needed repairs to increase your homes value. If you have a big purchase coming up, consider setting your tax refund aside to help you reach your savings goal. closed, you may be able to get automated info, or you can log in as But if you hover over or click on their name, it will reveal their actual email. Whether you like bundling benefits for everyday savings or keeping it simple with free checking, you'll find a Civista checking account for the way you live. Terms and conditions are subject to change without notice. |#q&=>*O 4 k?^gd -v(m9H_N=^"i+^ixED1-=S[2L-tnBy8orco2I6fqqvuqz.#J[ElwV. Your business provides an electronic file of checks issued that you expect to post to your account. More. Incentive paid as long as IRS tax refund is deposited to the GO2bank Visa Debit Card. Loans are offered in amounts from $500-$7,000 and are offered both pre-IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. From a dot bank website to 24/7 monitoring programs and suspicious alerts, we are here Keeping your contact information up-to-date with us is important. Keep in mind free public wifi connections are not always secure. If an RDFI receives a 150.2 Form, it is only responsible for contacting the account holder and taking any necessary measures listed on the 150.2 Form. Civista Bank, upon receipt of funds from the IRS, will deposit the funds into the bank account provided by you. Been part of TTLive, Full Service TTL, was part of Accuracy guaran Is Santa Barbara Tax Product group a legitimate payer of Federal tax refunds representing Turbo Tax? If you believe your identity has been stolen, call us immediately at 1-800-604-9368 to report the issue, and we can note your accounts. Credits and deductions. If the RDFI learns that an IRS tax refund has been misdirected to the wrong account, the RDFI is required under 31 CFR Part 210 to notify the Government of the error. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. What should I search on Glassdoor to find tax lawyer jobs in Citeureup? When you go to file your taxes, you'll get an alert from the IRS that someone else has already filed as you. It also shows their business hours. You do not have to worry about lost, stolen or misplaced checks. Ask tax questions and get quick answers online. Some options cost money and some options are free. Direct Deposit is a safe, reliable, and convenient way to receive Federal payments. All adult members get all the listed benefits. Less commonly there can be delays at the intermediary bank, and additional ID info, etc. Scammers will send you an email pretending to be from the IRS, often with threatening or urgent subject lines demanding payment.. While you're still legally eligible for your refund, the process to confirm your identity is complicated. %PDF-1.6 % Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement. An RDFI can satisfy this requirement by returning the original ACH credit entry to IRS with an appropriate return reason code. Fees apply. YIKES edit your post and remove your bank info! Then when you call them, they give you vague information, refuse to return your money and tell you to call Turbo Tax. This is really helpful. 27) ________ is the process by which people select, organize, and interpret information to form a meaningful picture of the world. Accountant's Assistant: The Accountant can help with the status of your payments. The recommended amount you should save is enough to cover at least 3-6 months worth of expenses possibly more if youre the only income for your household. TaxSlayer Simply Free includes one free state tax return. handles that is SBTPG (Santa Barbara Tax Products Group.). Lets talk. Step 2 - Check with TPG Ranked #1 by Security.Org and IdentityProtectionReview.com. Check amount. Temporarily disable your debit card when not in use with Civista Digital Bankings Debit Card Control features. Accountant's Assistant: Any changes to your direct deposit account? If youre the victim of identity theft, you should also file a report with the FTC at IdentityTheft.gov and the Treasury Inspector General for Tax Administration (TIGTA)., Then, take steps to protect your identity. You should also follow the steps in the fraud victim's checklist and report the fraud. I tried TurboTax. 45+ Fraud Prevention Tips to Make It Out of 2023 Unscathed. Q` h File 2017 Tax Return. I spent my last 11 years at the I.R.S. You can contact them SBTPG, toll-free, at 1-877-908-7228 or go to their secure website www.sbtpg.com How to login to the TPG website; I can't find my account; General Contact Info Contact Information; Products Fast Cash Advance. If we need more information to process your tax return, we will contact you by mail. Stay a step ahead of fraud. It is calculated using the information contained in your Equifax credit file. And they can use or sell your personal information on the Dark Web for tax-related identity theft. Location of This Business. Can anyone help me get my refund from 2021? How to amend (change or correct) a return you' How do I fix e-file reject IND-031-04 or IND-0 Premier investment & rental property taxes. A check cashing fee will be charged to anyone cashing a check who does not have a Wells Fargo deposit account in accordance with . TCS,M:;[rI G,UQ_=RyLj103{BL@2@1!E#2?8 Your money will always be in your account on time. Get more info here. Sign In. Memorize your password and change it frequently. Ideal for multiple store locations or separating payroll and other expense accounts. A Green Dot Company | NMLS ID# 914924 | Technology Privacy Statement, ERO Fee (advance isssued via cashier's check or direct deposit), Post-ACK Advance (avail. If you switched to a new annual plan within 60 days of your initial Aura annual subscription, you may still qualify for the Money Back Guarantee (based upon your initial annual plan purchase date). How to avoid it: Dont trust unsolicited calls from people claiming to be from government agencies. Spending money on electronics, clothes or evenings dining out may be exciting, but there are smarter ways to spend your tax refund. It is a account that Civista Bank uses to keep your money. How many of these fraud prevention tips are you aware of? Sat: 7am - 4pm. Also, an RDFI is not liable in the event IRS directed a refund to an account based on a fraudulently filed tax return. The fee for this service is $20 and is offered using Civista Bank. This message will either ask you to click a link and verify your personal information or tell you to pay a fee to receive payments. The IRS will send a check to the address listed on your return. If Shipped straight to your door. ]bqi"w8=8YWf8}3aK txg^+v!a{Bhk 5YliFeT?}YV-xBmN(}H)&,# o0 Terms and conditions are subject to change without notice. hX{SFS Tax refund and e-filing are required in order to receive Refund Transfer. Your provider is using the Green dot bank to split your refund and redirect your portion to you. RapidRefund.net offers the direct deposit with refund transfer option. Hmmmm. The Department of the Treasury's Bureau of the Fiscal Service and the Internal Revenue Service both encourage direct deposit of IRS tax refunds. There was a letter saying they had a problem with my direct . Refund Transfers are not loans. An RDFI is not liable for an IRS tax refund sent through the ACH network to an erroneous or fraudulent account since the IRS provided incorrect account information. What's the status of my refund? Questions about prior year tax filings? Calling us will not speed up your refund. endstream endobj 2486 0 obj <>stream Check number. . 2496 0 obj <>/Filter/FlateDecode/ID[<26F1684F93AA6447B8B0DF9EEB7DC737>]/Index[2478 35]/Info 2477 0 R/Length 89/Prev 219210/Root 2479 0 R/Size 2513/Type/XRef/W[1 2 1]>>stream This is a public user forum and the whole world can see what you post. Accept card payments easily and securely. Refund Transfers are not loans. A general telephone number for inquiries is 1-800-829-1040. Child members on the family plan will only have access to online account monitoring and social security number monitoring features. View My Prior Year Return(s) I found it on my tax return. Scammers will change their names to look like theyre coming from the IRS or another agency. There was a paper attached stating my refund was returned and this bank was issuing my check. Refund Transfers are not loans. Be aware of unsolicited emails and text messages. 0 Some smaller RDFIs may perform a match between the name on the payment and the name on the account; but, 31 CFR 210 makes it clear that an RDFI is not required to perform a match. About us | Privacy policy | A Green Dot Company NMLS ID 914924 | Santa Barbara Tax Products Group, 2023 | Privacy policy | A Green Dot Company NMLS ID 914924 . Learn how to prevent identity theft if your ID gets lost or stolen. Lw85yX `8_43va`blz8 Then press 1 for form, tax history, or payment. Youve worked hard for your money. Refund Transfers are deposit products using Civista Bank, Member FDIC, that enable certain deductions from the account to be processed. If they need to contact you, theyll do so first with a letter. Fees apply. Refund Transfers are not loans. Less. It is my number but with the first digit left off. 11085 N Torrey Pines Rd Ste 210, La Jolla, CA 92037-1015. You can contact SBTPG (also known as Civista Bank) by calling 877-908-7228. Who is Santa Barbara Tax Products Group? *According to the IRS website most refunds are disbursed in less than 21 days. Also, no more than three electronic refunds can be directly deposited into a single financial account or pre-paid debit card. Access a library of free videos and digital ads you can use for social media, your website, email, and more. Saving funds for the large purchase may help you from having to finance or use high-interest credit cards to make your purchase. Choose a PIN that is easy to remember, but not easy for others to figure out. for any reason the second deposit fails (the one that is actually to your bank or card), it will bounce back to SBTPG's bank who will issue you a Direct Deposit with Refund Transfer. We do not claim, and you should not assume, that all users will have the same experiences. If you are due any additional refunds, the IRS will send you a notice informing you that the direct deposit limit has been exceeded, and that you should receive a refund check instead of the direct deposit you requested in approximately four weeks if there are no other issues with the return. Please enter the details of your request. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. All times are Pacific Standard Time. IRS may request the RDFI to return any funds available in the account, but the RDFI is not legally required to do so. If you requested to have the TurboTax account fees deducted from your federal tax refund, the IRS will send the refund to a third party processor to have the fees and the service charge deducted. The company that Although an RDFI is not liable for a misdirected IRS tax refund sent to the wrong account because of IRS or taxpayer error, the RDFI is encouraged after it becomes aware of the error to return those funds to the IRS if the funds are still available in the account. Clients are notified the moment they are approved, reducing phone calls from clients asking if they are approved. Authorization number. Ask your preparer about other IRS . The next step is filing the tax return in whatever way your tax professional or service provider has specified. They take out your TurboTax fees and send the rest to you---and that bank has YOUR direct deposit information. They may be compensated as a marketing affiliate of Aura, but their ratings are all their own. Tax refund and e-filing are required in order to receive Refund Transfer. However if a 150.1 Form is received, an RDFI mus Amend a return E-file rejects Print or save Tax refunds Tax return status. They will not respond to emails or phone calls. What are the top cities near Citeureup with open tax lawyer jobs? Save up to 50% on annual plans. $KA,-`Y$XA,% [1 z S #@Cb``@ @ When you choose "refund processing" TurboTax gets its fees when the IRS releases your refund. Pay down your line of credit with excess funds in your checking account by connecting your commercial line of credit to your checking account for automatic fund transfers. While there are times when youll need to pay back an accidental refund, the IRS will let you know by mail and will accept multiple payment methods. Surprisingly, this doesn't require any tax documents all a thief needs are your name, Social Security number, and date of birth.. But the prepaid card provider must ensure that their card account meets the requirements of 31 CFR Part 210.5(b) (5). RD:8e$U( ((G+~NDa9y3)R2|{+V'}6~:k8WNeJ"]^iqwxB&QF)dL@89 Save time and money by offering employee direct deposit, submitting electronic tax payments, expediting electronic vendor payments and making external bank transfers. Attachments. Yes. This limit has been put in place to prevent fraudulent refund payments from being made to a single account. Life is often full of surprises and unexpected expenses. Santa Barbara Tax Products Group is used to process your refund when you elect to have your tax preparation fees deducted from your refund. endstream endobj 2479 0 obj <>/Metadata 93 0 R/Names 2497 0 R/Outlines 159 0 R/Pages 2473 0 R/StructTreeRoot 181 0 R/Type/Catalog>> endobj 2480 0 obj <>/Font<>>>/Rotate 0/StructParents 16/Tabs/S/Type/Page>> endobj 2481 0 obj <>>>>>/Subtype/Form/Type/XObject>>stream IRS will perform additional research into the refund payment or payments. ). Direct Deposit (Electronic Funds Transfer), A program of the Bureau of the Fiscal Service. Refund Transfers are bank deposit products offered Santa Barbara Tax Products Group (TPG), using Civista Bank, Member FDIC, that enable certain deductions from the account to be processed. If you chose to have your fees deducted, you can check withSanta Barbara Tax Products Group.If the funds were returned to them for some reason by your bank, SBTPG will return your refund to the IRS. Then, hang up and call back using one of the official IRS phone numbers. 1. JMR*VE.2X2rTX$09/Q1%lb44C{N Offer in Compromise (OIC) scams. They are the intermediary company whose bank receives the funds from the IRS when one chooses to pay TurboTax product fees out of the Federal refund..One of the 2 banks they use subtracts the fees and then sends the rest on to your bank (or card.) Please refer to the actual policies for terms conditions and exclusions of coverage. x9.^DOUntrLr~]VjN c^4;N6Y^9`s'?I" @Z\%0F{+6O*zrgwVVdw Ur_Ez uv/b%m5Nf}~h]~_E ;.Tf |?/U?lW When you answer, theyll say you owe taxes, demand payment immediately, and may threaten your arrest if you don't pay. Then they cut you a paper check instead and charge you for it. 11. Shipped straight to your door. If its not from a .gov address, its a scam. Saving funds for the large purchase may help you from having to finance or use high-interest credit cards to make your purchase. How to avoid it: Avoid downloading attachments (even PDFs) as they can contain malware. Filing status. I7|UqA.muvr|C?[a$! It kept directing me to a 1040 which I clearly did not need. The RDFI could contact IRS at 1-800-829-1040 to report the questionable payment. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. To begin the identity theft reporting process, use the universal ID Theft Affidavit at https://www.identitytheft.gov to have a fraud alert placed on your credit file.